In sum, the sufficient condition (a.k.a. the "if" direction) allows you to get what you want. That is, if you assume the sufficient condition, you'll obtain your desired conclusion. It's enough. It's sufficient.
On the other hand, the necessary condition (a.k.a. the "only if" direction) is the one you must assume in order to get what you want. In other words, if you don't have the necessary condition then you can't reach your desired conclusion. It is necessary.
Here's a little graphic which summarizes this: